Globality cogenio
Globality CoGenio Business Travel
Business travel cover for non-expatriates – exclusive option for the Globality CoGenio group contract
Comprehensive health insurance cover on business trips. Valid worldwide.
Short business trips frequently mean an additional burden for travellers and their health. DKV Globality offers comprehensive health insurance cover for these trips, whether for your employees or for foreign guests visiting your company. Globality CoGenio Business Travel is available for employees and business partners, travelling abroad in conjunction with their business activities for no longer than 90 days. The duration of insurance can simply and flexibly be adjusted should the period of residence abroad need to be extended for reasons arising after departing on the trip. Marital or non-marital partners as well as children accompanying the traveller can also be included in the insurance.
Business travel processes simplified: Globality CoGenio Business Travel
The Globality CoGenio Business Travel health insurance plan allows you to simply purchase a number of travel days per year, which you can then use at your discretion. There is no need to register the individual travellers. Before a business trip, the Human Resources department should provide the employee with the DKV Globality information sheet, containing all the necessary policy information, a claim form including the confirmation of insurance and a visa application form.
Comprehensive advisory and assistance services
Our scope of benefits includes all outpatient, inpatient and dental treatments by licensed doctors worldwide, as well as evacuation and repatriation costs. In addition, DKV Globality offers comprehensive assistance services tailored to the needs of business travellers. We support your employees worldwide, thanks to our 24-hour service with experienced counsellors, doctors and specialists, as well as by guaranteeing the assumption of costs and/ or providing an advance.
Inpatient treatment
| Accommodation in a private or semi-private room |  |
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| Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI)) | |
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| Nursing care by qualified nursing staff as directed by a doctor | |
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| Other ancillary costs (for special facilities, e.g. operating theatre, intensive care, laboratory) | |
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| Surgery (including outpatient surgery instead of inpatient treatment) | |
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| Drugs and dressings | |
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| Therapies/ physiotherapy | |
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| Therapeutic aids and appliances if prescribed by a doctor as a result of an accident: e.g. cardiac pacemakers, artificial limbs, prostheses | |
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| Transport to the nearest suitable hospital for initial treatment following an accident or an emergency, by an approved emergency service with conveyances appropriate to the situation | |
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| Substitute cash plan benefit for inpatient treatment actually received, but for which no benefits have been claimed from use | 
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€ 25/ $ 32.50/ £ 21 per dayOutpatient treatment
| Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI)) | |
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| Drugs and dressings | |
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| Therapies/ physiotherapy | |
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| Simple therapeutic aids and appliances if prescribed by a doctor as a result of an accident and purchased for the first time |
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| Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency, by an approved emergency service with conveyances appropriate to the situation | |
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Dental treatment
| Analgesic conservative dental treatment, including simple fillings | |
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| Reimbursement for the following benefits only if prescribed following an accident: Dentures (e.g. prostheses, bridges, crowns), orthodontic performances, dental laboratory work and materials, as well as restoration of correct functioning of dentures (repairs) |
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Medical assistance
| 24-hour phone and e-mail service with experienced counsellors, own doctors and specialists | |
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| Medical evacuation and repatriation | |
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| Transport of vital drugs | |
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| Information on medical infrastructure (local medical care and names an d addresses of multilingual doctors) | |
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| Support and information (by our medical service, second opinion, monitoring of the course of the illness) | |
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| Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital) | |
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| Organizational and financial support services in case of bereavement |
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| Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness) | |
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IncludedAdditional information.
Indicates 100 % reimbursement for eligible expenses, unless specified otherwise in our terms and conditions/ description of benefits.