| Inpatient treatment |
- Accommodation in a private or semiprivate room
- Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
- Transport to the nearest hospital
- Drugs and dressings
- Therapies/ physiotherapy
- Therapeutic aids and appliances as a life-saving measure (e.g. cardiac pacemakers)
- Chemotherapy, oncological drugs and treatment, up to € 100,000/ $ 130,000/ £ 84,000 per insurance year
- Psychiatric treatment
- Inpatient psychotherapy
- Other therapeutic aids and appliances (e.g. artificial limbs/ prostheses) up to € 2,000/ $ 2,600/ £ 1,680 per insurance year
- Medical treatment during pregnancy and childbirth; midwife or obstetric nurse but excluding screenings during pregnancy up to € 5,000/ $ 6,500/ £ 4,200 per insurance year
- Outpatient childbirth, lump sum of € 250/ $ 325/ £ 210
- Nursing care at home and domestic help for up to 7 days
- Inpatient follow-up rehabilitation for up to 14 days per insurance year
- Parent rooming-in during child inpatient treatment (up to 18 years)
- Bone marrow and organ transplants up to € 200,000/ $ 260,000/ £ 168,000 per insured person (reimbursement of costs for patient and donor)
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| Outpatient treatment |
- Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
- Cancer treatment (chemotherapy, oncological drugs and treatment)
- Drugs and dressings
- Therapies/ physiotherapy, including massages
- Psychiatric treatment
- Outpatient psychotherapy (20 sessions per insurance year)
- Screenings, up to € 250/ $ 325/ £ 210 per insurance year
- Vaccinations, up to € 250/ $ 325/ £ 210 per insurance year
- Reimbursement of costs for pregnancy and childbirth, up to € 2,000/ $ 2,600/ £ 1,680 per insurance year
- Infertility treatment (50 % up to € 7,500/ $ 9,750/ £ 6,300)
- Acupuncture, homeopathy, osteopathy and chiropractic, up to € 500/ $ 650/ £ 420 per insurance year
- Vision aids, up to € 100/ $ 130/ £ 84 per insurance year
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| Dental treatment |
- Dental treatment, including inlays
- Dentures (Implants, orthodontic performances), up to € 2,000/ $ 2,600/ £ 1,680 per insurance year
- Screenings for early detection of disorders of the teeth, mouth and jaw
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| Assistance services |
- 24-hour service with experienced counsellors, own doctors and specialists
- Medical evacuation and repatriation
- Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
- Support and information (by our medical service, second opinion, monitoring of the course of the illness)
- Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital)
- Support in case of bereavement (up to € 5,000/ $ 6,500/ £ 4,200)
- Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
- Country profiles online
- Organizing visits to the patient (reimbursement of costs up to € 1,500/ $ 1,950/ £ 1,260)
- Procurement and shipment of vital medication
- Psychological help by telephone (three calls)
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