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Globality CoGenio Top

The following table of benefits is an extract of the complete scope of benefits and services.

Inpatient treatment
  • Accommodation in a private or semiprivate room
  • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
  • Transport to the nearest hospital
  • Drugs and dressings
  • Therapies/ physiotherapy
  • Therapeutic aids and appliances as a life-saving measure (e.g. cardiac pacemakers)
  • Chemotherapy, oncological drugs and treatment
  • Psychiatric treatment
  • Inpatient psychotherapy
  • Other therapeutic aids and appliances (e.g. artificial limbs/ prostheses)
  • Medical treatment during pregnancy and childbirth; midwife or obstetric nurse but excluding screenings during pregnancy
  • Outpatient childbirth, lump sum of € 500/ $ 650/ £ 420
  • Nursing care at home and domestic help for up to 14 days
  • Inpatient follow-up rehabilitation for up to 21 days per insurance year
  • Parent rooming-in during child inpatient treatment (up to 18 years)
  • Bone marrow and organ transplants (reimbursement of costs for patient and donor)
Outpatient treatment
  • Medical treatment (examination, diagnosis and medical services for example radiology, computed tomography (CT), magnetic resonance imaging (MRI))
  • Cancer treatment (chemotherapy, oncological drugs and treatment)
  • Drugs and dressings
  • Therapies/ physiotherapy, including massages
  • Psychiatric treatment
  • Outpatient psychotherapy (20 sessions per insurance year)
  • Screenings, up to € 500/ $ 650/ £ 420 per insurance year
  • Vaccinations
  • Reimbursement of costs for pregnancy and childbirth
  • Infertility treatment (50 % up to € 15,000/ $ 19,500/ £ 12,600)
  • Acupuncture, homeopathy, osteopathy and chiropractic, up to € 1,000/ $ 1,300/ £ 840 per insurance year
  • Vision aids, up to € 200/ $ 260/ £ 168 per insurance year
Dental treatment
  • Dental treatment, including inlays
  • Dentures (implants, orthodontic performances), up to € 5,000/ $ 6,500/ £ 4,200 per insurance year
  • Screenings for early detection of disorders of the teeth, mouth and jaw
Assistance Services
  • 24-hour service with experienced counsellors, own doctors and specialists
  • Medical evacuation and repatriation
  • Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
  • Support and information (by our medical service, second opinion, monitoring of the course of the illness)
  • Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital)
  • Support in case of bereavement (up to € 10,000/ $ 13,000/ £ 8,400)
  • Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
  • Country profiles online
  • Organizing visits to the patient (reimbursement of costs up to € 3,000/ $ 3,900/ £ 2,520)
  • Procurement and shipment of vital medication
  • Psychological help by telephone (five calls)
  • Organizing return transport or care for the children
  • Document depot (safe custody, help in obtaining replacements)
  • Organizing help in the event of legal difficulties
  • Procurement of intercultural training

... more